Get Help. Making the most of your Money – Mid career Financial Education.

Course Content

Making the most of your money means more than just understanding finances and learning good money habits, as important as they are. It also requires identifying your financial goals and learning how to create effective plans to achieve them.

As we enter different stages of our life our needs, especially as they relate to finance, can vary significantly. We can’t know exactly what it is you need or want to do at this time in your life, but we can provide you with information; awareness of good practice; and provide a structure to empower you to take control of your financial situation.

What do you need?

  • Defining financial wellbeing
  • What is your life plan?
  • The planning process
  • Financial needs
  • SMART financial goals
  • Planning variables
  • Your objectives

What do you have?

  • Variables impacting financial plans
  • Valuing what you have
  • Your income/expenditure
  • Why prepare a budget?
  • Reducing outgoings
  • Your assets/liabilities
  • Your pensions
  • Your protection

What do you need to think about?

  • Two sides of the brain
  • Critical factors:
    • Purpose
    • Timing
    • Certainty vs. flexibility
    • Risk
    • Tax
    • Investment
    • Mortality
    • Choosing a product & provider
    • Getting help

Your Financial Decisions

  • Pension specifics
  • Dealing with debt
  • Protection against financial setbacks
  • Ensuring your wishes are reflected
  • Savings and Investments
  • Property
  • Redundancy

Support Modules

  • Financial summary
  • Objective summary
  • Expenditure
  • Decisions, Actions, Notes